Company financials

Regions Financial Corporation

Financials Regional Banks Birmingham, Alabama Last filing Feb 24, 2026 · FY2025

                    Revenue
                    FY2025
                
$7.1B
                    3y CAGR +11.5%
                    
                    P46
                    
                    -0.5%
                    
                    Net income
                    FY2025
                
$2.2B
                    Net margin +30.5%
                    
                    P82
                    
                    +13.9%
                    
                    Total assets
                    FY2025
                
$158.8B
                    ROA +1.4%
                    
                    P34
                    
                    +1.0%
                    
                    Operating cash flow
                    FY2025
                
$2.2B
                    
                    +36.5%

19 yrs · FY2007–FY2025 1 quarantined 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s revenue.

Balance Sheet

Assets, liabilities, and equity

23 accounts · 3 years

Total assets $158.8B

Total liabilities $139.7B

Shareholders equity $19.0B

Account	2025	2024	2023
Assets
Cash and Cash Equivalents	154.2%	150.7%	98.6%
Short Term Investments	0.0%	11.5%	11.8%
Other Current Assets	132.5%	133.1%	127.8%
Property,Plant and Equipment	23.5%	23.5%	23.8%
Goodwill	81.1%	80.7%	83.1%
Intangible Assets	2.0%	2.4%	3.0%
Other Noncurrent Assets	132.5%	133.1%	127.8%
Total Assets	2245.4%	2213.0%	2206.7%
Liabilities
Current Portion of Long Term Debt	10.6%	7.0%	33.8%
Other Current Liabilities	52.3%	74.5%	66.4%
Total Current Liabilities	1975.3%	1961.1%	1953.0%
Long Term Debt	58.4%	84.3%	33.8%
Other Noncurrent Liabilities	52.3%	74.5%	66.4%
Total Liabilities	1975.3%	1961.1%	1953.0%
Equity
Preferred Stock	19.4%	24.1%	24.1%
Common Stock	0.1%	0.1%	0.1%
Additional Paid In Capital	146.6%	160.3%	170.5%
Retained Earnings	144.3%	127.5%	118.7%
Treasury Stock	19.4%	19.3%	19.9%
Accumulated Other Comprehensive Income	-21.7%	-41.2%	-40.8%
Noncontrolling Interest	0.8%	0.4%	0.9%
Total Stockholders Equity	269.2%	251.5%	252.7%
Total Liabilitiesand Equity	2245.4%	2213.0%	2206.7%

Income Statement

Revenue, expense, and profitability

12 accounts · 3 years

Revenue $7.1B

Operating income $53.0M

Net income $2.2B

Account	2025	2024	2023
IncomeStatement
Revenues Total Revenue	100.0%	100.0%	100.0%
Expenses Share Based Compensation	1.0%	1.0%	0.9%
Other Income Expense Operating Income	0.7%	1.3%	3.1%
Other Income Expense Interest Income	100.0%	100.0%	100.0%
Other Income Expense Income Before Tax	38.8%	33.1%	37.8%
Income Tax Income Tax Expense	8.3%	6.5%	7.7%
net Income net Income	30.5%	26.6%	30.1%
net Income Comprehensive Income	50.2%	25.0%	37.8%
Earnings Per Share Basic Eps	0.0%	0.0%	0.0%
Earnings Per Share Diluted Eps	0.0%	0.0%	0.0%
Earnings Per Share Weighted Average Shares Basic	12.6%	12.9%	13.6%
Earnings Per Share Weighted Average Shares Diluted	12.7%	12.9%	13.6%

Cash Flow Statement

Operating, investing, and financing flows

21 accounts · 3 years

Operating cash flow $2.2B

Investing cash flow $-1.4B

Financing cash flow $-568.0M

Account	2025	2024	2023
CashFlow
Operating Activities net Income	30.5%	26.6%	30.1%
Operating Activities Depreciation and Amortization	1.2%	2.0%	3.4%
Operating Activities Stock Based Compensation	1.0%	1.0%	0.9%
Operating Activities Deferred Income Taxes	1.1%	0.3%	0.5%
Operating Activities Changes In Operating Assets and Liabilities	-0.6%	-1.6%	-1.3%
Operating Activities Other Non Cash Items	-0.6%	-1.6%	-1.3%
Operating Activities net Cash From Operating Activities	30.8%	22.5%	33.5%
Investing Activities Purchases of Investments	102.7%	135.2%	37.8%
Investing Activities Proceeds From Sale of Investments	46.5%	45.4%	42.5%
Investing Activities net Cash From Investing Activities	-20.0%	-3.7%	-23.3%
Financing Activities Proceeds From Debt	0.0%	52.6%	29.0%
Financing Activities Repayment of Debt	26.9%	1.4%	29.0%
Financing Activities Repurchase of Common Stock	15.1%	4.9%	3.7%
Financing Activities Dividends Paid	12.9%	12.5%	11.4%
Financing Activities Tax Withholding On Stock Based Compensation	0.3%	0.4%	0.5%
Financing Activities Other Financing Activities	0.3%	0.4%	0.0%
Financing Activities net Cash From Financing Activities	-8.0%	36.2%	-74.3%
Cash Reconciliation Effect of Exchange Rate On Cash	154.2%	150.7%	98.6%
Cash Reconciliation net Change In Cash	2.8%	55.0%	-64.2%
Cash Reconciliation Cash At Beginning of Period	154.2%	150.7%	98.6%
Cash Reconciliation Cash At End of Period	154.2%	150.7%	98.6%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 3 years

Ratio	2025	2024	2023
Profitability
Gross margin	—	—	—
Operating margin	+0.7%	+1.3%	+3.1%
Net margin	+30.5%	+26.6%	+30.1%
FCF margin	—	—	—
Growth
Revenue CAGR (3y)	+11.5%	+20.3%	+17.4%
Returns
ROE	+11.3%	+10.6%	+11.9%
ROA	+1.4%	+1.2%	+1.4%
ROIC	+0.3%	+0.6%	+1.1%
Liquidity
Current ratio	—	—	—
Quick ratio	—	—	—
Leverage
D/E	7.34x	7.80x	7.73x
Interest coverage	—	—	0.13x
Efficiency
Asset turnover	0.04x	0.05x	0.05x
Cash conversion cycle	—	—	—

Valuation

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Regions Financial Corporation

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